Rent vs Buy Calculator
Compare the true cost of buying a home with a mortgage against renting over the same period. See which option saves you more money.
🔄 Updated October 16, 2026
About the Rent vs Buy Calculator
Make smarter money decisions with the Rent vs Buy Calculator. Compare the true cost of buying a home with a mortgage against renting over the same period. See which option saves you more money. Results appear instantly as you type — free, private and without signup. Long-term planners also use the Compound Interest Calculator and SIP Calculator.
How to use this calculator
- Enter your numbers in the fields above.
- Results update instantly — no button to press, no page reload.
- Adjust the inputs to compare scenarios with the Rent vs Buy Calculator.
Keep exploring: EMI / Loan Calculator · Mortgage Calculator · Compound Interest Calculator · Simple Interest Calculator
Frequently asked questions
What costs are included for buying?
Down payment plus all monthly mortgage payments over the comparison period.
How is rent growth handled?
Rent rises each year by the percentage you enter, compounded over the period.
Does it include maintenance or taxes?
No — add your own estimates for maintenance, property tax and insurance for a fuller picture.