Amortization Calculator
See monthly payments plus a year-by-year principal vs interest breakdown.
🔄 Updated October 13, 2026
About the Amortization Calculator
Make smarter money decisions with the Amortization Calculator. See monthly payments plus a year-by-year principal vs interest breakdown. Results appear instantly as you type — free, private and without signup. Long-term planners also use the Compound Interest Calculator and SIP Calculator.
How to use this calculator
- Enter your numbers in the fields above.
- Results update instantly — no button to press, no page reload.
- Adjust the inputs to compare scenarios with the Amortization Calculator.
Keep exploring: EMI / Loan Calculator · Mortgage Calculator · Compound Interest Calculator · Simple Interest Calculator
Frequently asked questions
What is amortization?
Paying off a loan in fixed installments where early payments are mostly interest.
Why does principal grow over time?
As the balance shrinks, less interest accrues, so more of each payment hits principal.
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